Ray Abril

Ray brings over 27 years of experience in the insurance industry, with a career rooted in service and dedication. He began at AAA Arizona as General Manager of Insurance Operations before spending 17 years with MetLife as a Territory Sales Manager. Today, as a valued member of the Phocus Team, Ray is passionate about guiding clients—especially in the senior market—helping them make confident, informed decisions tailored to their unique healthcare needs.

In addition to his insurance expertise, Ray is a Registered Social Security Analyst, offering clients personalized strategies to optimize their claiming decisions and support their long-term retirement goals. At the heart of everything he does is one clear goal: building lasting, trusted relationships with every client he serves.

A proud Arizona native, Ray was born and raised in central Phoenix. He’s been married for over 37 years to his high school sweetheart, Angie. Together, they’ve raised two sons, welcomed daughters-in-law into the family, and now delight in spending time with their four grandchildren.

Outside the office, Ray is an avid outdoorsman, always ready for a round of golf, a challenging hike, or a peaceful fishing trip. He’s also deeply committed to giving back—serving at his local church and volunteering with organizations such as Habitat for Humanity, 1Mission, and Feed My Starving Children.

Do nothing from selfishness or empty conceit, but with humility of mind regard one another as more important than yourselves; do not merely look out for your own personal interests, but also for the interests of others.          Philippians 2:3-4